Flood Servies

Our flood certification services provide highly cost-effective solutions that maximize your productivity. Our single platform integration of flood certification and credit reports streamlines the data compiling process to help close your loan fast. We can integrate our flood products into your Loan Origination System (LOS) with our system’s flexibility. This allows you to order flood products from within your LOS or from the Web interface.

Our flood services are fully accessible through our 100% Web-based WebStar origination services platform. CredStar ensures smooth integration through the widest array of interfaces and data formats:

	Fannie Mae Platinum Connectivity Partner with DU and DO support
	Freddie Mac LP support
	GMAC-RFC Assetwise Direct
	Homecomings Financial
	MISMO, MBA, X12

Flood Zone Reports
Delivers Basic Flood Zone Determination Reports, Life-of-Loan Monitoring Services, and HMDA Services reports over the Web.

Basic Flood Zone Determination Reports: We have developed an advanced proprietary technology process, which scans the databases of multiple vendors to acquire information in seconds. Accuracy is ensured through a combination of automated and manual processes to determine flood zones.

Life-of-Loan Monitoring Services: Our technology monitors amendments made by the Federal Emergency Management Agency (FEMA) to flood maps and notifies you if a property has fallen into a newly designated Special Flood Hazard Area.

HMDA Services: Our services ensure that your data is in compliance with the Home Mortgage Disclosure Act by providing Housing and Urban Development (HUD) required data about the property, such as state code, county code, metropolitan statistical area, and census tract information.

	Competitively priced
	Cascading flood reports provide a high, automated hit rate.
	Fully integrated capabilities.

Portfolio Tracking

ISGN has a vast array of product offerings to meet the needs of the most discerning collateral quality experts in the mortgage capital markets. From AVMs to Collateral Scores, Desktop to broker-based valuations, ISGN is well-equipped to meet the needs of the most demanding due diligence and asset quality control applications for securities issuers, Wall Street underwriters and mortgage loan servicers.

ISGN offers custom Portfolio Valuation Services that empower mortgage-backed security issuers, traders and investors, with an efficient, objective, statistically accurate and low-cost means of updating, validating or scoring home values.