Technology Solutions
Support for Core Servicing
 Insurance Processing
 Portfolio Valuation Services
    Lien Release and Monitoring
    Property Condition Reports
    BPO Realtor Valuation Reports
    Reconciliation Reports
   
 

Portfolio Valuation Services

 
     

REO Services

 

Asset Management Services

ISGN provides asset management and support services for residential properties nationwide, from the infancy stages of borrower default through REO liquidation. We deliver comprehensive management of the supply chain for individual properties or entire portfolios.

 

We specialize in the delivery of customizable solutions that enable lending institutions, servicers, investment firms and insurance entities the ability to cost-effectively scale operations and liquidate assets with mitigated risk. Our Asset Management Unit has liquidated more than $5 billion in residential assets for some of the largest financial institutions in the nation.

 

Our “turn-key” fulfillment & diligence solution is designed to streamline the data collection process, reduce costs, minimize risk, and maximize overall collateral return.

 

Designed to fit your company’s individual business needs, the base services included in our “managed” cascade are fully customizable and interchangeable. Additional ISGN fulfillment services & technology solutions are easily added. Full bi-directional integration via web services with top mortgage servicing platforms is also available.

 

ISGN’s Asset Management Services program truly represents the next logical generation of default management solutions! All it takes is an address…

 

Pre-Foreclosure Services

Physical Field Reporting Services

  Asset Verification Report with Occupancy Status Check
  Pre-Preservation Assessment Report for Vacant Properties
  Auto Securitization/Preservation Services Triggers Upon Vacancy

Borrower Outreach Communications

  Initial Letter Via Physical Site Visit and/or USPS Mail
    Response & Follow Up via Web Portal and/or Inbound & Outbound Contact Center
Hybrid Desktop Valuations
    Appraiser Managed Cascade
    USPAP Compliant Reports
      Tier I - Intelligent Valuation Report (MLS/Market/Forecasting/Confidence Scores)
      Tier II – Add Physical Property Inspection (Condition/Location)
      Tier III – Appraiser Price Opinion

Property Preservation

    Secure Property & Lock Changes
    Winterization
    Required Property Repairs, Routine & Environmental Maintenance
    Additional Repair Recommendations

Vacant Property Database Check

 
  • Registration & Management Services if Required

Traditional Valuation Services

    Broker Price Opinion (to Determine Listing Price)
    Conventional Real Estate Appraisal
Property Monitoring
 
  • Property Inspection Updates (Weekly or Monthly) Until Vacant
REO Management & Disposition Services
Occupant Outreach, Legal / Eviction
 
  • FRA Letter Delivery, Offer & Negotiations
    Manage Eviction Process Cycle
Property Preservation
 

Secure Property & Lock Changes

    Winterization
    Required Property Repair, Routine & Environmental Maintenance
    Additional Repair Recommendations
Property Supervision, Expenses & Monitoring
 

Supervise Repairs and Maintenance

    Ensure Timely Payment of Property Expenses 
    Property Inspection Updates (Weekly or Monthly) Until Disposition
Valuation Services
 

Hybrid Desktop Valuations

    Broker Price Opinion (to Determine Listing Price)
    Conventional Real Estate Appraisal  
REO Marketing, Sales & Liquidation
 

Marketing Plan Development & Consulting

    Property Listing Services
    Counter, Reject or Accept Offers Within Approved Limits
    Support for Individual or Bulk Sales, Including Auctions
    Short Sales Support
Settlement Services
 

Title Curative

    Closing Coordination
    HUD Review
    Contract Endorsement
    Ensure Timely Receipt of Sale Proceeds
    Ensure Proper Distribution of Proceeds
    Submit Detailed Closed File & Final Expenses